Thursday, September 04, 2008

While Perched Upon a Ladder, Cleaning Tanks

I planned exactly what I'm going to do for the next five months:

Starting now I'm going to start paying down my credit card debt. The more I can pay off before December, the better off I'll be. I also want to put as much in my savings account as I can. That means I'm really going to have to start watching what I spend and maybe get a little money somewhere on the side.

In December I'll apply for two loans: a vehicle finance loan to buy a used car from craigslist and a student loan so i can go back to school in January. I'll get a big enough vehicle loan from Fifth Third so I can get a $3500-$4500 car and pay a few months of insurance. My student loan is going to be a little different. Being a computer guy and not having a completely functional laptop poses a little bit of a problem. I could get a great PC laptop for $1500, but I'm not. I want to get a Macbook Pro because it's chic (Hypocritical, I know). It's all part of the new image I want to create for myself, but I'll talk about that another time.

January I'll start going back to school at Macomb Community College. Since I'll probably have to take basic classes for my first semester I can continue figuring out what I want my major to be. I'm going into the IT field one way or another, but I don't know specifically what I want to do yet. I want to get involved in a lot of extra curricular stuff too, but I'll figure that out when the time comes.

February is the month our lease expires, so I'll move back into my parents house. It's not the best arrangement and it'll be a pain to drive 22 miles to work and 30 to school, but I'll be able to save a lot of money not paying as much rent and utilities. That will allow me to finish paying off my credit cards, start paying insurance with actual money, save a lot more money, and hopefully make some hefty payments toward my vehicle loan.

At that point I'll try to narrow down the list of jobs I'd like to get at various companies. Rockstar, Revision3, GRC, Square Enix, and Capcom are definitely among them, but that's a new post entirely.

3 comments :

  1. I'm glad you have a plan!

    Those companies all sound awesome!

    I would suggest a macmini/desktop form of mac over a macbook/laptop form of mac because they seem to be more dependable and they are also very small (especially if you get a small flat monitor).

    I'm happy you posted =)

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  2. Don't lose momentum! And don't be afraid to ask for a little push!

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  3. It's amazing how these things come to us while we're in the oddest of places.....

    ...and it sounds like a solid plan to me!

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